2Checkout holds a reserve for chargebacks, refunds and ACH returned items. This is done in case a supplier should go out of business or terminate their relationship with 2Checkout.com without prior notice.

The reserve held for all accounts starts at 5% of the gross sales for the payment period. The reserve is held for 90 days and is then released back to the account to be paid on the next eligible payment cycle.

You may find more detailed information on the Reserve Held here.

I knew that 2co has not monthly fee, the fee just for each payment. But I checked my account , it has the fee called “Estimated Reserve Held ”

So I want to ask you that what’s “Estimated Reserve Held ” and why I should pay for that fee ?

thanks you!