This is always a hot topic.
It is definitely exciting to be getting such great input through the new 2Checkout forum.
Topics like consumer fraud will be introduced, covered, reintroduced and covered again and again. The short (and often unacceptable answer) is that there really isn’t an ideal solution for the card-not-present merchant of today regardless of product type: tangible or intangible.
Why not? There are two big reasons: