Here\’s the question:

Is it correct that 2CO retains the 5.5% fees for each transaction regardless of the fact that transaction was either ok or refunded by 2CO or vendor for reasons such as fraud?

Here\’s an example:

I get a 2CO order from a person in the US with an IP address of the origin of the transaction in, say, Yemen. I clearly see it\’s a fake order. Say, the order is for $100. I hit the Cancel Sale button, choose Fraud as the reason for cancellation. The money then goes back to the card account, but does the $5.50 go back to me or do you guys keep $5.50 anyway????

Look forward to your specific comments on this situation.

Here\’s another example:

I get a 2CO order from a person in the US with an IP address of the origin of the transaction in, say, PA, USA. The order looks perfectly legit and 2CO Fraud approves this transaction. Say, the order is for $100. The customer is sent download instructions for the e-good purchased by this order, so the delivery is effected.

Two months after the transaction, I get a note from 2CO that this is fraud and I should contact the vendor or refund the sale.

I hit the Cancel Sale button, choose Fraud as the reason for cancellation. The money then goes back to the card account, but does the $5.50 go back to me or do you guys keep $5.50 anyway????

Look forward to your specific comments on this situation as well.

We have fallen victim of real fraud on a few occasions, and are bothered by unsubstantiated transactions that 2CO fraud review hastily approves and that we reverse. Does that mean that we\’re losing money every time this occurs???

Very curious to find out about your position on that. I would appreciate a link to a relevant quote in your documentation, if any, because the RTFM rule still rules:). Thank you!

The current PHP application for my directory is PhpMyDirectory. It already is setup for integration with 2Checkout.com. I have the following questions:

1) Is there anything special I need to do to get the integration to work with 2Checkout?

2) Do I need to maintain a secure server certificate or will all the payment processing be done on your site at 2Checkout?

3) Can I receive funds directly to a Philippine bank account? Would this be through wire transfer?

4) If the above is true, what are the fees and what currency will the funds be transferred in?

5) Are there other options for getting the money transferred to me?

6) Can you please submit a complete list of charges I will be looking at for this to be setup in this country?

7) What is criteria and the timeframe for approval?

#1) I want my web development clients to pay by credit card on my site www.souldesigns.net for the services rendered.

#2) It’s going to be an online appointment scheduling service, for which I will need my customers to pay monthly subscription fees?

Please let me know because I need to decide how I should move forward with my business. Also I am based in Pakistan, will this affect in any way getting payments to me via check or bank wire transfers?

thanks a lot.