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Suggestion for addition to Checkout Page

Hi
Newbie here and most probably posting in wrong area but someone from 2co will shift if thats the case.
I wish to offer a suggestion free of charge….hehehehehe
I live in the Philippines and here virtually no-one uses a credit card.
Is it possible to put an EXTRA button on the checkout page so that people who want to pay by other means can do so between them and me…..Now I know that this takes money from 2co so offer this solution….you set it up to charge our account say 2% of the total invoice simply for utilizing your cart and software and for adding the button. Imagine the extra dollars you might make..
I ask this so that any products I sell via a different method can get deducted from stock and from what I see that only happens after checkout.
All I require, but others may want more, is the reduction in stock and an email with order details ( name, address, delivery address etc).
Besides the Philippines there are quite a number of people I know who refuse to use cards on the net but are quite happy to Western Union or Xoom their money.
Anyways, I hope this doesnt fall on deaf ears.
Of course if there is some way I can do this already I guess someone will tell me….lol
Have a nice day all
Cheers
Daisy

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