Commerce Glossary

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What is Capture (or Settlement)?

cap - ture
noun
Is the process that occurs once a customer makes a payment using either a credit or a debit card. The transaction is being captured and sent to their issuing bank. Transaction settlement is the process by which the merchant receives the corresponding amount after a shopper has bought a service or a product. The transaction information is sent to the merchant’s payment processor via the customer’s issuing bank.

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