Does 2Checkout have a Demo Website?

​Yes, we do, you can access it here. On this interactive demo website, you can “purchase” a physical product and a subscription, processing the payment through either our Standard Checkout, Inline Checkout, or Payment API method. This demo website can also be viewed in any of the languages or currencies that 2Checkout Supports.

What is a BIN (Bank Identification Number)?

​bank i - dent - i - fi - ca - tion num - ber


The first four to six digits on a credit card, which can be used to identify the Issuing Bank that issued the card.

How Does a Bank Identification Number Work?

The first section of the Bank Identification Number identifies the location of the bank that issued the card, while the latter portion identifies the specific name of the bank. BINs are traditionally used by online Merchants as a way to detect fraud by matching the geographic area where the cardholder is located to the geographic area identified in the Bank Identification Number. The term Issuer Identification Number (IIN) and Interbank Card Association Number (ICA) also refer to this same collection of numbers. A personal identification number, or PIN, identifies a cardholder.

What is credit card authorization?

​cre - dit card au - thor - i - za - tion


A request to see whether a credit card is approved for use to complete a given purchase transaction.

How Does Credit Card Authorization Work?

Authorization is necessary to check whether a cardholder’s Credit Card holds sufficient funds and is approved to purchase from a Merchant. An Authorization Request first emerges whenever a cardholder attempts to purchase a good or service through a debit or credit card.

The request for Authorization is first sent through the merchant’s Acquiring Bank to determine the cardholder’s bank. When notified, the cardholder’s bank then determines whether the Transaction with the merchant will either be approved or declined based on the cardholder’s line of credit. After the Acquiring Bank clarifies whether the cardholder holds sufficient funds or credit for the Transaction, this information of whether the Transaction was declined or approved travels back through the Acquiring Bank to the Merchant. If the Transaction is approved, then the amount of the Transaction is deducted from the cardholder’s account and the cardholder is given Receipt.


What is a Merchant Category Code (MCC)?

​mer - chant cat - e - gor - y code


A 4-digit code designated by a credit card company that lists the product, service, or line of business of a merchant.

How Does a Merchant Category Code Work?

A merchant category code is first assigned by a Credit Card company, such as Visa or MasterCard, to a Merchant once it begins to accept one those companies’ credit cards. If a merchant is involved in more than one type of business, than the Merchant Category Code will apply to that merchant’s primary line of business.


What are Operating Regulations?

​op - er - at - ing reg - u - lat - tions


The rules that govern payment system participants regarding system membership, the acceptance and exchange of transactions, the pricing of transactions, the security of cards and data, and other topics.


How does 2Checkout work?

2Checkout works by allowing sellers to accept online payment for their goods and services. After you are approved, integrate your website with 2Checkout using either our free Plug and Play cart or a shopping cart of your choice. Your customers will order on your site, and then pay within 2Checkout’s secure PCI compliant payment page. When the order is completed successfully, we will send the customer an order confirmation and then send them back to your website.

What do I need in order to start selling?

First you will need to sign up with 2Checkout by submitting an application. Your application will be processed and your website will be reviewed by our underwriting team. During the review, we look at your products and services, review your marketing techniques, understand the pricing and review the checkout process (don’t forget to add a refund and privacy policy). After the application is approved and your site is up and running, you can start selling with 2Checkout.

What type of products does 2Checkout support?

2Checkout supports physical goods, electronic goods and services. There are products and services that are prohibited. Please take the time to review our Prohibited Product List.

What payment methods does 2Checkout offer my customers?

2Checkout offers 8 payment methods:

  • Visa
  • MasterCard
  • Discover
  • American Express
  • Diners
  • JCB
  • PIN debit cards with the Visa or MasterCard logo
  • Debit cards with the Visa or MasterCard logo
  • PayPal

Some of these options are only available in select currencies.

What currencies does 2Checkout support? supports 26 currencies:

Receive payment from consumers in:

  • Argentine Peso (ARS)
  • Australian Dollar (AUD)
  • Brazilian Real (BRL)
  • British Pound (GBP)
  • Canadian Dollar (CAD)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Indian Rupee (INR)
  • Israeli New Sheqel (ILS)
  • Japanese Yen (JPY)
  • Lithuanian Litas (LTL)
  • Malaysian Ringgit (MYR)
  • Mexican Peso (MXN)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Philippine Peso (PHP)
  • Romanian New Leu (RON)
  • Russian Ruble (RUB)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • Turkish Lira (TRY)
  • United Arab Emirates Dirham (AED)
  • United States Dollar (USD)

Receive payment from 2Checkout in:

  • Australian Dollar (AUD)
  • British Pound (GBP)
  • Canadian Dollar (CAD)
  • Czech Republic Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Guatemala Quetzal (GTQ)
  • Hong Kong Dollar (HKD)
  • Hungary Forint (HUF)
  • Indian Rupee (INR)
  • Israeli New Sheqel (ILS)
  • Japanese Yen (JPY)
  • Kuwaiti Dinar (KWD)
  • Mexican Peso (MXN)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Peruvian Nuevo Sol (PEN)
  • Philippine Peso (PHP)
  • Polish Zlotych (PLN)
  • Saudi Arabian Riyal (SAR)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • Turkish Lira (TRY)
  • United Arab Emirates Dirham (AED)
  • United States Dollar (USD)


What languages does 2Checkout support? offers the checkout process in 15 languages:

  • English (en)
  • Chinese (zh)
  • Danish (da)
  • Dutch (nl)
  • French (fr)
  • German (gr)
  • Greek (el)
  • Italian (it)
  • Japanese (jp)
  • Norwegian (no)
  • Portuguese (pt)
  • Slovenian (sl)
  • Spanish-European (es_ib)
  • Spanish-Latin American (es_la)
  • Swedish (sv)


What countries does 2Checkout operate in?

2Checkout’s online processing services are available in 197 countries worldwide.

Suppliers or banking institutions from the following countries are currently excluded from any type of operating arrangement with 2Checkout:

  • North Korea
  • Cuba
  • Iran
  • Sudan
  • Syria
  • Myanmar (Burma)


What online shopping carts work with 2Checkout?

2Checkout provides its own online shopping cart and supports 100+ 3rd party shopping carts including:

  • Shopify
  • 3D Cart
  • aMember
  • Avactis
  • BigCommerce
  • CS-Cart
  • CubeCart
  • Ecwid
  • FreshBooks
  • Magento
  • Magic Members
  • nopCommerce
  • OpenCart
  • Pinnacle Cart
  • RedTienda
  • RomanCart
  • VirtueMart
  • VP-ASP
  • X-Cart
  • ZenCart


Does 2Checkout support recurring billing?

Yes, 2Checkout supports recurring billing and subscription services. Go to the 2Checkout recurring billing page to learn more.

Does 2Checkout offer seller reporting?

Yes, 2Checkout offers detailed reporting of sold items. The reporting is offered in the following formats:

  • PDF
  • XML
  • CSV
  • XLS
  • RTF

Do I qualify for volume pricing?

​If you process more than $50,000 a month, you may qualify for volume pricing. Please contact our sales team for more information.