Legal Overview

All you need to know about 2Checkout Legal

2Checkout Prohibited Product List / Acceptable Use Policy

The Prohibited Product List ("PPL") describes the acceptable use of the services provided to 2Checkout's users and customers by 2Checkout. 2Checkout may decline, suspend, or terminate your use of 2Checkout's services in accordance with the PPL. The PPL below outlines several categories of services or products that 2Checkout will not support. Please review this policy and ensure that your business practices, products and services are compliant with this PPL. Please note that 2Checkout has the right to update and modify this PPL at any time without prior notice. The list of Prohibited Products and Services listed below is merely representative, but not exhaustive. In other words, your business practices, products and services may not be approved by 2Checkout regardless of whether they appear below.
By signing up for a 2Checkout account, you agree that you will not use 2Checkout's services to accept payments for sale of any Prohibited Products.
Prohibited Products List

Adult Entertainment (Sexually Oriented)

Audio/video text (file sharing, video streaming)

Buyers Clubs

Cash Gifting

Chain Letters

Check cashing

Collection agencies or firms involved in recovering/collecting past due receivables

Credit card protection (including identity theft protection)

Credit Counseling or Credit Repair Services

Cultural artifacts, Antiquities, and Native American Artifacts

Currency exchange

Cyberlockers

Dating/Social networking

Debt consolidation

Direct Marketing- Subscription Sellers

Drug Paraphernalia

Embassy, Foreign Consulate, or Other Foreign Government, Visa assistance

Employment Agencies

Essay/Thesis writing services

Extended warranty companies

Financial Services or Advice (including but not limited to)

Check cashing

Collection agencies or firms involved in recovering/collecting past due receivables

Credit card protection (including identity theft protection)

Credit Counseling or Credit Repair Services

Currency exchange

Debt consolidation

Loan or Mortgage Modification

Money transfer services/Cash Advance (except for regulated Financial Institutions which are acceptable)

Quasi Cash

Firearms, Ammunition, High Capacity Magazines, Weapons (Swords, Knives, etc.)

Fulfillment Centers

Gambling, including Prognostication, Lotteries, Raffles, Contests, and sweepstakes

"Get-rich-quick" schemes (wealth management, income potential oriented)

Hypnosis and/or subliminal recordings or consultation

Illegal and Potentially Illegal Products/Services

Inbound Telemarketing Companies that receive calls as the result of post cards or similar mailings (as opposed to catalog or media advertising)

Infomercial Sellers

Internet Pharmacies

High Risk Marketing content

Products promoting healing claims, health/ anti-aging benefits, affiliations with any religious blessings and lucky charms

Branded / Trademark protected products in the absence of reseller rights

Parodies

Images, logos, designs of existing protected intellectual property

Celebrity images/names used in product advertisement

Courier/shipping and delivery services

NGO (donation websites, non-profit-excluding USA)

Crowdfunding

Contractors (handyman repairs, heating, electrician, construction, landscape)

Beauty Salons (hair dressers, Aesthetics)

Free websites (i.e. Facebook, blogs)

Internet Pharmacy Referral Sites

Legal services and/or advice

Loan or Mortgage Modification

Market Research Reports

Matrimonial sites, "Find-A-Bride", etc.

Medical Benefits packages

Medical Marijuana

Medical Services, Advice and/or Devices

Money transfer services/Cash Advance (except for regulated Financial Institutions which are acceptable)

Multi-Level Marketing Companies

Negative response marketing techniques by any type of seller (i.e. customer is automatically charged if they don't return the merchandise at the end of the free trial period)

Newsgroups and/or file sharing services

Non-Accredited Certification Test Exams, Academic Degrees, or Diplomas

Offering a Free Gift, Prize or Contest/Sweepstakes entry as an inducement to purchase their product or service

Online Gaming and In-Game Items (Minecraft)

Outbound Telemarketing Companies

Phone unlocking/"jailbreaking", modification chips, unlock codes

Police and other Government Identification and Equipment

Pre-Adult Content- Pictures, Videos, etc. of individuals under the age of 18

Pre-Paid Phone Card or Services

Prescription Drugs/Devices, Controlled Substances, Unapproved Drugs, Unapproved Medical Devices,

Products that promote or facilitate illegal activity

Pseudo-pharmaceuticals (anti-aging pills, sex nutrients, herbal supplements, protein powder supplements)

Psychic or astrological readings/consultation

Radar and/or cellular jammers or boosters

Remote Access Services / Technical Support

Replica and/or unlicensed branded goods

Sellers offering Substantial Rebates or Special Incentives that are awarded to the cardholder subsequent to the original purchase

Selling Products/Services as an Agent for a Third Party

Sites that promote Hatred, Racism, or Religious Persecution

Social Media Advertising (excluding Social Media Management)

Sports forecasting or odds-making

Tobacco Products, Smoking Mixtures, or Tobacco Substitutes, e-cigarettes, vape accessories

Travel Services, including Airfare, Cruises, and Car Rentals

"Up-Sell" Sellers

Wigs, Hairpieces, Toupees (including false eye lashes, extensions)

Business consultancy

Relate to transactions that (a) show the personal information of third parties in violation of applicable law or platforms that facilitate the publication and removal of content (such as mug shots), where the primary purpose of posting such content is to cause or raise concerns of reputational harm

Sell any product, service or activity that is deceptive, misleading, predatory, prohibited by one or more Card Networks, or that provides no added benefit to the buyer (this being determined by 2Checkout in its sole discretion).

Sell any product or service enabling consumers to circumvent locks, programming codes or security features or manufacturer protections (illegally circumventing other copyright protection devices), or certain geographic or IP-based restrictions

Sell malware and including, but not limited to, computer viruses, worms, trojan horses, spyware, dishonest adware, crimeware, unauthorized rootkits, and other malicious and unsolicited software.

Involve the sales of activities that are identified by government agencies as having a high likelihood of being fraudulent.

As per International regulations, 2Checkout does not support business to and from any banned countries including, without limitation, countries that appear on certain lists provided by the United States Department of the Treasury, Office of Foreign Assets Controls. You may view these lists at: http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx.

Sell Access-based, media-downloading services or software where the participant(s) do not have the right to distribute the underlying content.

The Reseller of such product or service is unable to provide evidence of the appropriate reseller certificate or permission from the originator of the product or service.

Last update: August, 2018
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