Commerce Glossary

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What is a Merchant of Record?

mer - chant of re - cord
The Merchant of Record (MoR) is an entity that is authorized and held liable by the financial institution to process the end consumer’s credit and debit card transactions.
How Does a Merchant of Record Work?

The Merchant of Record is also the organization whose name appears on the cardholder’s credit or debit card statement when they make a purchase.

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