2Checkout, us, we, or our mean 2Checkout.com, Inc., its affiliates, subsidiaries and agents, and their respective employees, suppliers, contractors, directors, officers, shareholders, third-party content providers, sponsors, and licensors.
Agreement or Payment Terms means this agreement including all of its exhibits, appendixes, and other agreements incorporated by reference.
Account means your account at 2Checkout consisting of the information you submitted to us to complete your Payment Transaction.
Business Day means a business day or any day on which 2Checkout is open for business as required to carry out a Payment Transaction.
Card means credit or debit card issued by a financial institution participating in a Card Association.
Card Association means VISA, MasterCard, American Express, Discover, JCB, or any other credit card or debit card brand accepted by 2Checkout.
Chargeback means the demand to reverse a transaction and refund of the full purchase price for the goods or services to the cardholder.
Consumer means an individual who, in contracts for payment services, is acting for purposes other than a trade, business, or profession.
Currency Conversion Fee means fee charged by 2Checkout for the use of more than one currency in making a Payment Transaction.
Dispute means an action by the Buyer or the Card-issuing bank to dispute validity of the purchase of a product or service from the Seller. Dispute may include the initiation of a Chargeback or other actions by the Buyer or the Card-issuing bank regarding that purchase. Dispute also includes any complaint by the Buyer over a purchase of goods or services from the Seller.
Payment Instrument means the Card or Paypal Account information you provide to 2Checkout during your Payment Transaction, including your name, Card or Account number, security code, PIN, billing information, invoice number, etc.
Payment Transaction means an instruction requesting the execution of a payment to a Seller using our Services.
Recurring Payment means a Payment Transaction that you have authorized in advance to be processed multiple times for some time in the future. Recurring Payments may include subscriptions, pre-approved payments, or automatic payments.
Service means all services offered by 2Checkout, both online and offline, and utilized by the Buyer and the Seller. Service includes payment processing, customer service, fraud protection, and other e-commerce services. The Service also includes the Website.
Seller means an individual or entity that sells goods or services to Buyers, uses 2Checkout Services, and accepts 2Checkout as a means of payment.
Website means any URL through which we provide services to you, including www.2checkout.com. Website includes any information or content included on the Website.
You, your, Purchaser, or Buyer means each entity or individual that uses 2Checkout Services to purchase goods or services from a Seller.